Shirley Mueller · Sr. VP of Veteran Lending · CrossCountry Mortgage · NMLS #336103888-241-5657Book a 15-Minute CallCheck Your Eligibility

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What is the Maximum Loan Amount with a VA Loan

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There is no VA loan limit in Florida for Veterans with full entitlement. If you have partial entitlement (for example, an active VA loan), the 2026 county loan limit is $832,750 in every Florida county except Monroe County (the Keys), where it is $990,150. If you need a larger loan amount please look into the VA Jumbo Loan option which allows for a larger loan amount with a minimal down payment.

The amount each Veteran borrower can qualify for is dependent on their income from jobs and other sources and their debt payments on things like credit cards and automobiles. As mortgage originators that specialize in VA Home Loans, we can help you determine the maximum amount you can qualify for under the Veterans Affairs mortgage program. Start your VA pre-qualification.

To get started on your VA Home Loan, call us at 888-241-5657 or fill out the short form on this page. A specialist from our team will contact you and assist you with your VA Mortgage pre-qualification.

VA Mortgage Payment CalculatorYour full monthly VA payment in FloridaVA Affordability CalculatorSee how much home you can comfortably affordVA Funding Fee CalculatorYour fee, or $0 if you're exempt
Shirley Mueller, Sr. VP of Veteran Lending

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