![Florida VA Loan Specialist: Shirley Mueller](https://valoansflorida.com/wp-content/uploads/2021/12/shirley-mueller-vp-veteran-lending-va-loans-texas-vet@320px.jpg)
VA Loan Specialist Shirley Mueller
Working as a loan originator since 2003, Shirley has helped over 2000 Veterans with VA Home Loans. She has helped Veterans in almost every situation, including deployed personnel returning home or those with PCS orders. Shirley also helps disabled Veterans who...
VA Loan Benefits
![](https://valoansflorida.com/wp-content/uploads/2016/12/51287411_s-300x200.jpg)
In addition to 100% financing of a home purchase, VA Home Loans do not have private mortgage insurance (PMI). Most VA loans are 30 year fixed rate loans at interest rates comparable to conventional 20% down loan programs. The Veteran home buyer’s closing costs can be paid by the seller, and VA Loans have lower minimum credit score requirements. Click Here to Learn More
VA Loan Eligibility
![](https://valoansflorida.com/wp-content/uploads/2016/12/50864636_s-300x200.jpg)
Being eligible for a VA Mortgage loan is only part the requirements needed to obtain a Veterans Affairs mortgage. In addition to being eligible, a Veteran or Active Duty service member must meet the income and credit requirements to qualify for a VA Loan. These requirements are less stringent than conventional loans: Click Here to Learn More
VA Loan Refinancing
![](https://valoansflorida.com/wp-content/uploads/2017/01/valoansflorida-soldier-saving-money-300x204.jpg)
There are a few different types of VA Refinance loans. For those that currently have a VA Home Loan, usually, a VA Streamline Refinance loan is the best option. For those who have a conventional, FHA or another loan program a traditional VA refinance or VA Cash Out loan may be right for you. Click Here for More Information About Refinancing
Disabled Veteran Benefits
![](https://valoansflorida.com/wp-content/uploads/2017/01/valoansflorida-disabled-veteran-300x200.jpg)
Veterans with a 10% or greater disability rating are exempt from the VA funding fee. Veterans living in Florida who have a 100% disability rating may be eligible for a complete exemption from taxes on their personal home. Other benefits apply for those with less than 100% disability. Click Here to Learn More
VA Loan Rates
![](https://valoansflorida.com/wp-content/uploads/2016/12/43129638_s-300x208.jpg)
Several factors determine what your rate will be for a VA Mortgage loan. In order to accurately quote you a rate, we must first help you get pre-qualified. Also, because VA interest rates fluctuate with conditions in the financial markets until your loan rate has been locked in it may change and move higher or lower. Click Here to Get Started
![MISS MIAMI REALTY MISS MIAMI REALTY](https://valoansflorida.com/wp-content/plugins/widget-google-reviews/assets/img/guest.png)
![Marketa Burnett Marketa Burnett](https://valoansflorida.com/wp-content/plugins/widget-google-reviews/assets/img/guest.png)
![Randall Selby Randall Selby](https://valoansflorida.com/wp-content/plugins/widget-google-reviews/assets/img/guest.png)
![Darren Killebrew II Darren Killebrew II](https://valoansflorida.com/wp-content/plugins/widget-google-reviews/assets/img/guest.png)
![Gabriel Luna Gabriel Luna](https://valoansflorida.com/wp-content/plugins/widget-google-reviews/assets/img/guest.png)
![nathaniel coarteson nathaniel coarteson](https://valoansflorida.com/wp-content/plugins/widget-google-reviews/assets/img/guest.png)
![Joshua Thomas Joshua Thomas](https://valoansflorida.com/wp-content/plugins/widget-google-reviews/assets/img/guest.png)
![Jennifer Young Jennifer Young](https://valoansflorida.com/wp-content/plugins/widget-google-reviews/assets/img/guest.png)
![Sheryl Wilson Sheryl Wilson](https://valoansflorida.com/wp-content/plugins/widget-google-reviews/assets/img/guest.png)
![Felicia Agosto Felicia Agosto](https://valoansflorida.com/wp-content/plugins/widget-google-reviews/assets/img/guest.png)
![Deborah Bassett Deborah Bassett](https://valoansflorida.com/wp-content/plugins/widget-google-reviews/assets/img/guest.png)
![court stimmel court stimmel](https://valoansflorida.com/wp-content/plugins/widget-google-reviews/assets/img/guest.png)
![ary park ary park](https://valoansflorida.com/wp-content/plugins/widget-google-reviews/assets/img/guest.png)
![Steven N. Steven N.](https://valoansflorida.com/wp-content/plugins/widget-google-reviews/assets/img/guest.png)
![Katie Thebeau Katie Thebeau](https://valoansflorida.com/wp-content/plugins/widget-google-reviews/assets/img/guest.png)
![Victor Bernal Victor Bernal](https://valoansflorida.com/wp-content/plugins/widget-google-reviews/assets/img/guest.png)
![Luz Antolinez Luz Antolinez](https://valoansflorida.com/wp-content/plugins/widget-google-reviews/assets/img/guest.png)
![Matt Perez Matt Perez](https://valoansflorida.com/wp-content/plugins/widget-google-reviews/assets/img/guest.png)
![Rob Slott Rob Slott](https://valoansflorida.com/wp-content/plugins/widget-google-reviews/assets/img/guest.png)
![Chuck Clark Chuck Clark](https://valoansflorida.com/wp-content/plugins/widget-google-reviews/assets/img/guest.png)
![Derrick Valencia Derrick Valencia](https://valoansflorida.com/wp-content/plugins/widget-google-reviews/assets/img/guest.png)
![Claudia Harris Claudia Harris](https://valoansflorida.com/wp-content/plugins/widget-google-reviews/assets/img/guest.png)
![Brian Chapman Brian Chapman](https://valoansflorida.com/wp-content/plugins/widget-google-reviews/assets/img/guest.png)
![Crystal Murphy Crystal Murphy](https://valoansflorida.com/wp-content/plugins/widget-google-reviews/assets/img/guest.png)
![Wilson Pemboh Wilson Pemboh](https://valoansflorida.com/wp-content/plugins/widget-google-reviews/assets/img/guest.png)
![Dustin Krieger Dustin Krieger](https://valoansflorida.com/wp-content/plugins/widget-google-reviews/assets/img/guest.png)
![Laurie Rad Laurie Rad](https://valoansflorida.com/wp-content/plugins/widget-google-reviews/assets/img/guest.png)
![Pinchas Bard-wigdor Pinchas Bard-wigdor](https://valoansflorida.com/wp-content/plugins/widget-google-reviews/assets/img/guest.png)
![Mark Perez Mark Perez](https://valoansflorida.com/wp-content/plugins/widget-google-reviews/assets/img/guest.png)
![Chauncey Taborn Chauncey Taborn](https://valoansflorida.com/wp-content/plugins/widget-google-reviews/assets/img/guest.png)
![Trina LaFauci Trina LaFauci](https://valoansflorida.com/wp-content/plugins/widget-google-reviews/assets/img/guest.png)
![Anthony Abbott Anthony Abbott](https://valoansflorida.com/wp-content/plugins/widget-google-reviews/assets/img/guest.png)
![Damion Pitters Damion Pitters](https://valoansflorida.com/wp-content/plugins/widget-google-reviews/assets/img/guest.png)
![Timothy Cox Timothy Cox](https://valoansflorida.com/wp-content/plugins/widget-google-reviews/assets/img/guest.png)
![James Shepherd James Shepherd](https://valoansflorida.com/wp-content/plugins/widget-google-reviews/assets/img/guest.png)
![Olatunde Olatunji Olatunde Olatunji](https://valoansflorida.com/wp-content/plugins/widget-google-reviews/assets/img/guest.png)