
VA Loan Specialist Shirley Mueller
Working as a loan originator since 2003, Shirley has helped over 2000 Veterans with VA Home Loans. She has helped Veterans in almost every situation, including deployed personnel returning home or those with PCS orders. Shirley also helps disabled Veterans who...
VA Loan Benefits

In addition to 100% financing of a home purchase, VA Home Loans do not have private mortgage insurance (PMI). Most VA loans are 30 year fixed rate loans at interest rates comparable to conventional 20% down loan programs. The Veteran home buyer’s closing costs can be paid by the seller, and VA Loans have lower minimum credit score requirements. Click Here to Learn More
VA Loan Eligibility

Being eligible for a VA Mortgage loan is only part the requirements needed to obtain a Veterans Affairs mortgage. In addition to being eligible, a Veteran or Active Duty service member must meet the income and credit requirements to qualify for a VA Loan. These requirements are less stringent than conventional loans: Click Here to Learn More
VA Loan Refinancing

There are a few different types of VA Refinance loans. For those that currently have a VA Home Loan, usually, a VA Streamline Refinance loan is the best option. For those who have a conventional, FHA or another loan program a traditional VA refinance or VA Cash Out loan may be right for you. Click Here for More Information About Refinancing
Disabled Veteran Benefits

Veterans with a 10% or greater disability rating are exempt from the VA funding fee. Veterans living in Florida who have a 100% disability rating may be eligible for a complete exemption from taxes on their personal home. Other benefits apply for those with less than 100% disability. Click Here to Learn More
VA Loan Rates

Several factors determine what your rate will be for a VA Mortgage loan. In order to accurately quote you a rate, we must first help you get pre-qualified. Also, because VA interest rates fluctuate with conditions in the financial markets until your loan rate has been locked in it may change and move higher or lower. Click Here to Get Started