VA Mortgage Closing Costs

The VA Loan program typically allows for no down payment financing of the purchase of a home.  However, Veteran home buyers will still have closing costs that include fees from the lender and title company, plus county recording fees.  There will also be pre-paid insurance, as well and deposits to the borrower’s escrow account for property taxes and insurance.

The good news is a VA Mortgage allows a home seller to pay for the borrowers closing costs up to 4% of the loan amount.  This is usually enough to cover most if not all of the Veteran homer buyer’s costs associated with closing on a new home purchase.

There are also certain fees known as “VA non-allowable” fees.  The Veteran borrower is not allowed to pay these fees and they are most commonly paid for by the seller of the home.  When the seller is already contributing towards the buyer/borrower’s closing costs, these funds can be applied towards the VA non-allowable fees.

To get started on your VA Home Loan, call us at 561-810-1711 or fill out the short form on this page.  A  specialist from our team will contact and assist you with your VA Mortgage pre-qualification.

Florida VA Loan Specialist: Shirley Mueller

VA Loan Specialist Shirley Mueller

Working as a loan originator since 2003, Shirley has helped over 2000 Veterans with VA Home Loans. She has helped Veterans in almost every situation, including deployed personnel returning home or those with PCS orders. Shirley also helps disabled Veterans who...


  • Pre-Qualifications are Always Offered with No Obligation

  • This field is for validation purposes and should be left unchanged.

Mortgage Calculator

online mortgage calculator