Can I get a VA Loan if I already had one in the past?

If you have used your VA eligibility to buy or refinance a home in the past, this does not prevent you from obtaining another VA Mortgage. However, your previous VA Mortgage may need to be paid off before you can re-use your eligibility. Please contact us to review your specific circumstances.

If your plan is to sell your home that currently has a VA Loan and buy your next home with a VA Loan right away, then we can perform a “rapid restore” of your VA eligibility. We’ll set up and underwrite the mortgage for your new home purchase. Then as soon as your current home sells and pays off your VA Loan we’ll use the closing statement to get your eligibility restored in the VA system which will enable us to get a final approval on the VA Loan for your new home purchase.

To get started on your VA Home Loan, call us at 561-810-1711 or fill out the short form on this page.  A specialist from our team will contact and assist you with your VA Mortgage pre-qualification.

Florida VA Loan Specialist: Shirley Mueller

VA Loan Specialist Shirley Mueller

Working as a loan originator since 2003, Shirley has helped over 2000 Veterans with VA Home Loans. She has helped Veterans in almost every situation, including deployed personnel returning home or those with PCS orders. Shirley also helps disabled Veterans who...


  • Pre-Qualifications are Always Offered with No Obligation

  • This field is for validation purposes and should be left unchanged.

Mortgage Calculator

online mortgage calculator