Is a Down Payment Required for a VA Mortgage

The VA Loan program does not typically require a down payment when purchasing a home. 100% financing is available and there is not monthly mortgage insurance on a VA Mortgage.

Veteran home buyers will still have closing costs associated with their home purchase and VA Home Loan. However, the VA guidelines allow for the home seller to pay up to 4% of the purchase price towards the Veteran home buyer’s closing costs. We can advise you or your real estate agent on hot to properly write the home purchase contract for the seller to play closing costs. Doing this will minimize the Veteran home buyer’s cash required to close on the home.

To get started on your VA Home Loan, call us at 561-810-1711 or fill out the short form on this page.  A  specialist from our team will contact and assist you with your VA Mortgage pre-qualification.



Florida VA Loan Specialist: Shirley Mueller

VA Loan Specialist Shirley Mueller

Working as a loan originator since 2003, Shirley has helped over 2000 Veterans with VA Home Loans. She has helped Veterans in almost every situation, including deployed personnel returning home or those with PCS orders. Shirley also helps disabled Veterans who...

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